Public liability coverage will protect you against claims made by a third party of personal injury or other damage while on your property, and likewise with employer's liability insurance should an employee be injured while on your property. Lastly, business interruption coverage will often provide security against a number of variables such as loss of income due to fire or flood damage, loss of income due to electrical failure, blackout, or gas leak, denial of access, notifiable illness or death, vermin and pest control and so forth.
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